Thanks! So, What’s Next?

Thanks for telling us a bit about your property!
Once we get the email we’ll dive into it, and we’ll give you a call within 24 hours so we can get any final bits of information on the house we need so we can make you a FAIR ALL-CASH OFFER this week.

With that said, here’s our phone number: (817) 550-5069 Opt# 1

Feel free to call us anytime if you have any questions. And, make sure you have your phone near you in the next 24 hours because we’ll be ringing you to get a few more details so we can make you a fair offer asap.

– TMC Property Solutions

Have questions? Great. We’re glad you do!
Here’s a few answers to common ones.

Who Are We?

Our company is a real estate investment firm, and we focus on helping homeowners who need to sell their house fast do that. With no hassle.

What’s It Cost To Work With Us?

Nothing. There are no fees or commissions. We don’t list your home… we’re looking to actually buy your house ourselves. Plus, we even pay for all of the closing costs and other costs associated with the sale. Can’t beat that right? 🙂

How Does The Process Work?

First, we’ll give you a call to get a few more details about your house. Just basic stuff, nothing fancy or complicated. Just enough info for us to know what we’re dealing with so we can make you a fair and fast all-cash offer.

Next, if you’re ready to have us buy your house based on our offer, we’ll get the paperwork going with a local trusted, neutral title company so you can trust that there isn’t any funny business going on (no “kitchen table closings” here).

Last, (usually within a week, if you need it that fast) you’ll have the cash in your hand so you can move on… and we’ll take the burdensome house off your hands.

What If The House Is In Really Bad Shape? Will You Still Buy It?

I Buy Houses in any condition or shape. You’d be amazed at some of the houses we’ve bought before. Why do we buy even rundown houses? Simple, most ugly houses just need a little TLC, and then they’re pretty houses that someone would love to live in once again. We pay for all renovations and repairs after we buy the house — so you don’t have to worry about any of that.

Q: What kind of houses do you purchase?

A: TMC Property Solutions will consider any house, any condition, and any price or situation with the exception of homes in the hood or crime/drug-infested neighborhoods. Ugly to beautiful, large or small, we buy them all.
Q: How quickly can you close?

A: In most cases, we can close in a matter of days. There are a few variables such as checking the title work, are payments and taxes current, are there any liens on the property that need to be taken care of, is the home over leveraged or under water, in which case it may take longer. In general, we can close within just a few days once the above has been determined. Ready to get Started? Click here and give us as much detail as possible and we’ll be in touch with you shortly to discuss how we can help you.
Q: Do you purchase over-leveraged or underwater homes?

A: Yes, in most cases we have a solution for your situation but we need some details in order to say for sure. Get Started here and give us as much detail as possible and we’ll be in touch with you shortly to discuss how we can help you.
Q: Do you pay all cash for my house?

A: Yes we absolutely can pay you all cash and close within a few days and will pay all your closing costs as long as you are willing to take a small discount that will allow us to make a profit and cover the risk associated with paying cash, the repairs needed and all the closing costs.
Q: Will you pay ‘full market value’ for my house?

A: Once we determine what “Full Market Value” is based on what the market tells us, we will offer you a fair price based on that value, the condition of the property, the average days on market to sell, and all closing costs. If your home has no mortgage on it, many times we can pay “Full Market Value plus” if you can offer terms and finance it for us. Ready to get started, click here and give us as much detail as possible and we’ll be in touch with you shortly to discuss how we can help you.
Q: What if I don’t have any equity in my home?

A: Unfortunately, you are not alone, but yes, we most likely have a solution for you but need the details of the house and your situation to be able to say for sure. Get Started here and give us as much detail as possible and we’ll be in touch with you shortly to discuss how we can help you.
Q: What is a Short Sale?

A: A Short Sale is a Lender’s voluntary acceptance of less money than is owed to allow a property to be sold as an alternative to foreclosure.
Q: Why would a Lender approve a Short Sale?

A: If the Lender believes the Short Sale offer is better than what they would net if they took the property back at foreclosure and sold it themselves, they will most likely approve a Short Sale. The costs of taking a property back in foreclosure are tremendous for the Lender, including accrued interest, attorney’s fees, listing charges, and maintenance costs.
Q: How do I know if a property is a Short Sale prospect?

A: If the homeowner is behind on their mortgage, has some sort of hardship, and does not have the financial ability to solve the problem on their own, then it might be a good Short Sale prospect. Time is of the essence with Short Sales. Get Started here and give us as much detail as possible and we’ll be in touch with you shortly to discuss how we can help you. Don’t delay… Call TODAY!
Q: Why would a homeowner opt for a Short Sale?

A: A successful Short Sale will prevent a foreclosure from appearing on the homeowner’s credit report. If the home is foreclosed on but the mortgage company is not able to sell the home for what is owed on it and recoup all of their costs, the homeowner is still obligated for the difference. In addition, the Lender will tack on the arrearage, interest charges, legal fees, listing charges, and maintenance costs of the home while it is up for sale. In pursuing a Short Sale vs. foreclosure, the homeowner will also have the satisfaction of knowing they tried everything possible to fulfill their obligation to the Lender on the money they borrowed. Contact us Today by clicking here and give us as much detail as possible and we’ll be in touch with you shortly to discuss how we can help you and if you have other options besides a Short Sale.
Q: Is there another option if I don’t want to do a short sale?

A: Yes there may be another option. depending on all the details i.e., the mortgage balance, how far behind you are on the payments and/or taxes, the condition of the house, the location of the house, and the status with your lender, we may be able to step in and take over the mortgage balance, bring the payments current and STOP foreclosure (which we assume is your priority). time is of the essence in these situations meaning, we need to talk now to determine if this option is best for you to a “avoid” foreclosure on your credit. Contact Us today to have a quick conversation and determine if we can help you or not. Most times we can. Call NOW!

Q: How much does your service cost me?

A: Not a penny! There are absolutely no fees or costs to the homeowner for our services in probably 99% of our transactions.
Q: What about Agent commissions?

A: For agents and brokers that bring us, sellers, that we are able to help and close on the deal you will “GET PAID”. We want you to bring us all your sellers that you can’t help for whatever reason so you will “GET PAID”. Now if the seller or house situation doesn’t allow much of a profit margin then we can’t pay you, you’re full commission if the numbers don’t work to allow that, but something is better than nothing, right? Bring us all the sellers that need to sell TODAY or are over-leveraged / under water and let us help you help them.

If you have additional questions or for your free, no-obligation offer, please give our office a call at (817) 550-5069 Opt# 1.

P.S. Don’t forget to subscribe to our BLOG here to follow what we do and learn more about the real estate industry in general as well as tip and tricks on “how to sell your house fast in Fort Worth”, and market changes. You may also be interested in videos on our YouTube channel that we have created for you, covering how to sell a house fast, selling a probate home, stopping foreclosure, selling a problem property or vacant property and move. Visit and “SUBSCRIBE” today, please.

TMC Property Solutions
Together, We Can Create Your Solution!
www.IBuyNorthTexasHomes.com
Accredited Business and A+ Rated Members of the Fort Worth BBB!

Testimonials

TMC Property Solutions
This is where we add some of the kind words that we’ve been honored with from our customers, both buyers, and sellers regarding the ways we’ve been able to positively affect their lives.  It’s always been our mission to help people achieve their dreams. Helping families sell their house fast that’s become a problem property or situation for them or, buy a home for their family that they didn’t think they could buy because of credit or other issues is just a great way to do that.

“The best customer service possible”

TMC Property Solutions takes great pride in providing the best customer service possible. If we’ve helped you in the past, please drop us an e-mail and we’ll add your words here so that others can feel good about entrusting us with their needs, hopes, and dreams. See what others say about our services below and please don’t hesitate to give us a call with any questions you may have or if you have a difficult buying or selling situation you need our help with. Thank you.

__________________________________________________________
From: Muhammad J
To: TMC Property Solutions
Date: 2 July 2016

“Very smooth experience”

Tim assisted me in purchasing my first home and made it a very smooth experience for me. He was very knowledgeable and guided me on the right path. Due to my low credit score, I was not able to secure a loan in my name but he suggested I could go for owner finance with TMC Property Solutions and then refinance when my credit gets better, and next thing I know I was a happy homeowner. They are fair and honest in their dealings and I would strongly recommend them.

Muhammad J

__________________________________________________________
From: Jonathan and Iris A
To: TMC Property Solutions
Date: 21 April 2016

“We were able to stop our house from going to foreclosure”

Working with TMC Property Solutions was the best decision we made. Thanks to Tim and his team at TMC Property Solutions, we were able to stop our house from going to foreclosure and damaging our credit. We had lost our local jobs, accepted a new job out of state, and were in default several months, heading towards foreclosure fast! We did not want to have a foreclosure on our credit for the next several years. Tim was able to create a solution and stop the foreclosure the day before the sale date, even though the house needed some minor repairs. Tim completed everything he said he would and made the process simple and easy to understand. We are very pleased with TMC Property Solutions and their professionalism for helping us stop our house from foreclosure!

We would highly recommend Tim and TMC Property Solutions for anyone needing to sell their house fast to prevent foreclosure or any other circumstances!

Jonathan & Iris A.

__________________________________________________________
From: Marcia Lisa B
To: TMC Property Solutions
Date: 21 April 2016

“Freedom from debt”

I want to thank TMC Property Solutions for the quick sale of my home. It was a smooth transition with no strings attached. Walked through each step of the process with knowledge of what will take place. Closing wrapped up in about 2 weeks. Check deposited. Freedom from debt. Thanks again for your help!

Marcia (Lisa)

__________________________________________________________
From: Bill F
To: TMC Property Solutions
Date: 4 March 2016

“They were able to help me and take over my payments on my house with no hassle”

Inherited a property in Granbury Texas and wanted to sell it quickly and get the matter resolved. I did not want to have to worry about more costs and expenses. That’s when I decided to reach out to Tim at TMC Property Solutions. Thanks to Tim, Erika and his team at TMC Property Solutions, they were able to help me and take over my payments on my house with no hassle. Tim completed everything he said he would and made the process quick, simple and easy to understand. I am highly satisfied with TMC Property Solutions and their professionalism for helping me get through my situation. I’m also thankful for Tim taking the time to explain the process, which was very simple, for taking the time to answer my questions and to help support me and my needs. I would highly recommend TMC Property Solutions for anyone needing to sell a house fast!

Bill

__________________________________________________________
From: Jim and Lee R
To: TMC Property Solutions
Date: 19 Sept 2015

“The thought of making house payments on a home we did not live in”

My wife and I purchased our new home recently. Closing on our new home was a catastrophe, it took 12 weeks!!! Although this was completely due to the finance company, we did not want to chance another drawn-out affair and the thought of making house payments on a home we did not live in until it sold was troubling. I had seen Tim’s truck from TMC Property Solutions around town so I called him out of the blue. He quickly responded to me with several offers and we came to an agreement on the spot. There was always an open line of communication and we were kept updated at all times. After the first meeting, we closed in short order. I feel that Tim along with the work of his very pleasant team saved us several thousands of dollars that we would have spent on mortgage payments, electricity, water, taxes, etc. TMC Property Solutions comes highly recommended by us.

Jim and Lee R

__________________________________________________________
From: Barak A
To: TMC Property Solutions
Date: 7 Aug 2015

“We were headed to foreclosure but thanks to Tim”

Recently my wife and I purchased our dream home. After a series of life circumstances we could no longer afford to keep up and soon fell behind on our mortgage payments. We were headed to foreclosure but thanks to Tim and his team at TMC Property Solutions, they were able to help us avoid foreclosure and sell our house very fast. Tim made it amazingly easy to understand the process from start to finish and then completed everything he said he would, in a very short time. We are very pleased with TMC Property Solutions and their professional service, Tim’s team went well above in keeping me informed on everything and since I was out of state they did everything possible to make this process as a headache free as possible. Tim took the time to help support our family and our needs. We highly recommend TMC Property Solutions for anyone needing to sell a house fast!

Barak A

__________________________________________________________
From: Pat H
To: TMC Property Solutions
Date: 20 April 2015

“Dear Mr. Cook, I am writing to let you know how much I appreciate all of the help”

Earlier this year I purchased a home from your company on the west side of Fort Worth. I am writing to let you know how much I appreciate all of the help and support that you gave me which allowed me to purchase this home. The home is a dream come true for me and has greatly improved the quality of my life. I am convinced that your diligence and willingness to help out in any way that you could make it possible for me to be living in this lovely home. I also appreciate your quick response to any questions that I have had or any small issues that have come up even after living in the home for several months. Not once in this whole process have I ever received anything but quick, kind and courteous help from TMC Property Solutions.

Thank you for all of your help and support,

Pat H

__________________________________________________________
From: Alberto R
To: TMC Property Solutions
Date: 15 April 2015

“We have seen this company provide real results for buyers and sellers”

We have worked with TMC Property Solutions on several occasions, and as Realtors, we have seen this company provide real results for buyers and sellers in both conventional and unconventional situations. When rehabilitating homes for sale, they execute thoughtful, quality workmanship, paying close attention to the functionality as well as the aesthetics of the property. When confronted with those in difficult financial situations, they work hard to provide innovative solutions to help people accomplish their goal of either selling or buying a home. Bottom line, they do what they say and always in a professional and honest manner.

Alberto

__________________________________________________________
From: Ryan and Judith C
To: TMC Property Solutions
Date: 15 Dec 2013

Our experience in buying a home with Mr. Cook and TMC Property Solutions was, in a nutshell, refreshing. Our past experience in home buying has been trying, stressful and completely overwhelming. We found our property in a beautiful neighborhood and instantly fell in love. Mr. Cook promptly arranged a viewing and was extremely accommodating to my family. The actual purchase of the house catered to our needs; from the viewing to the closing took less than a month and was literally stress-free. Our home was spotless and move-in ready. Mr. Cook did the footwork for us to where all we had to do was pack and move.

I would say the best part of the experience was that Mr. Cook gave us a chance when no one else would. He worked with us, having less than favorable credit due to our daughter’s medical condition, and placed us in a home we never thought we could have. Throughout the process, Mr. Cook became a part of our family and our story. Because of him, we will be able to provide our children with a beautiful home in a beautiful neighborhood; we will also be able to get back on our feet and build our credit with his credit counseling program.

Our family cannot thank Mr. Cook and TMC Property Solutions enough for the future that he has given to us. We are indebted and forever grateful.

Ryan and Judith C

__________________________________________________________
From: Clint and Melissa H
To: TMC Property Solutions
Date: 15 Jan 2013

Hi Tim!

Hope you are well. I highly recommend working with Tim at TMC Property Solutions in Weatherford TX to purchase a home.
While I was working overseas, he helped me every step of the way and was available to answer any questions
or concerns I had about buying a house. It could have been stressful considering I was buying a house sight unseen
from the other side of the world, but there were no problems whatsoever. Tim provided all the details I asked for,
answered my questions and provided all the pictures, video and information I needed to make me comfortable with
purchasing our home without seeing it first. It was an efficient and easy process.

Happy New Year!
Clint and Melissa
__________________________________________________________
Sent: Sunday, July 15, 2012 7:07 PM
To: Tim
Subject: RE: Denbury Mortgage Payoff

Some years ago, my wife and I were transferred back to Okinawa. Our main
concern was the house we had in Ft. Worth Tx. We were put in contact with
TMC Property Solutions and arrangements were made to handle the property. We felt
secured in our decision and have no regrets whatsoever. It was the best
choice we made. TMC Property Solutions took over the payments and not once, missed a
payment or was late. They did what we were told they would do. My wife and I highly
recommend them to anyone who needs a professional business to handle their property needs.

Ed & Kathy Dunn
Okinawa, Japan
__________________________________________________________
From:Kelly
Sent: Friday, December 02, 2011 10:57 AM
To: Cassie Wenzel
Subject: RE: Testimonial letter 🙂

Here is a copy of the letter I wrote…

TMC Property Solutions helped us tremendously. We have wanted to become a homeowner for some time. Due to some small credit issues, we were struggling w/ the ability to purchase a home. Although we were taking the necessary steps to improve our credit, this can take some time. TMC Property Solutions helped us get into a home via owner finance, allowing us time to finish paying off our debts and get our credit score up to the 620 score we need to refinance the loan. They were easy to communicate with and always very helpful with any questions we had. I would highly recommend if you have a home you want to sell, or if you want to become a homeowner! We are so happy to be in our new home and this would not be possible without TMC Property Solutions!!

Thank you
Kelly
__________________________________________________________
11 April 2011

From: John

TESTIMONIAL:
I lost my wife in November 2010. I decided not to stay in the house where we lived and my daughter and her family decided to sell their house also so we could purchase a new home and move in together. We signed up with “I Buy North Texas Homes” and moved to the new home. My home had been placed on a new website and it was noticed by a prospective buyer. While I was moving my furniture out of the house, this person stopped by the house to ask if it were for sale. She came in and looked around and loved the house. She came back that evening with her husband and both decided to make an offer. Thanks to the I Buy North Texas Homes website and the work by Tim Cook, the house sold and will close on April 29th. I appreciate the good work by Tim Cook and especially appreciate the day I saw his truck and wrote down the website and phone number. I highly recommend his help, especially if you need to sell quickly.

Hope this helps Tim.

John H
__________________________________________________________

Better Business Bureau^® at Fort Worth serving
Tarrant, Johnson, Hood, Wise, Parker, Erath, Somervell, Palo Pinto Counties
101 Summit Ave., Ste. 707
Fort Worth, TX 76102-5978  USA
817.332.7585    800.621.8566    817.882.0566 FAX
www.fwbbb.org

March 19, 2010

TIM COOK

TMC PROPERTY SOLUTIONS INC

1706-A SANTA FE DR
WEATHERFORD, TX 76086

re: Liz Konecki,   case #3C85-372%

Dear TIM COOK:

Enclosed is a letter from the above-referenced consumer. This communication is being sent to you as a courtesy. We are not requesting a response from you; however, you may wish to communicate with your consumer as a customer service.

Consumer Compliment:

Tim came out, looked at our parents home, made an offer, took care of all of the details and closed within 4 weeks. He kept us informed and guided us through the process-title, etc.

If you have any questions, feel free to contact our office.

Sincerely,

Diana Terry
Dispute Resolution Customer Service Coordinator
fileroom@fwbbb.org

__________________________________________________________
14 Aug 09

I am very pleased with the services TMC Property Solutions Inc. performed in closing/settling with the companies that held liens against my property. I would recommend them to anyone that was facing the problems I was.

Pat T
__________________________________________________________

10 July 2009

Hi Tim,

So sorry it took me a long time…but I’ve been a little sick these days don’t want to do anything…so I apologize, I tried to post on your website but didn’t find were to…so here we go:

After a really stressful year, trying to qualify for a house and being turn down several times because of our past credit history, we got to met with Tim Cook who was so helpful as well as a receptive listener and always available to answer our questions and to work with us.

We are really glad that he was able to assist us and make this whole process so painless.

We are FOREVER THANKFUL Tim and want to let you know how happy we are with our house. We couldn’t ask for anything better. THANKS THANKS THANKS.

Edwin and Grace
__________________________________________________________
From:   Randy
Sent:   Sunday, November 02, 2008 9:44 PM
To:   Tim Cook
Subject:   RE: Springway Testimonial

“In a matter of 3 days, our Housing problem was solved”

I was stationed at JRB Ft. Worth for 3 years with the Marine Corps until I got orders for recruiting in 2006. My wife and I had been trying to sell our home for 6 months before our move and had no luck. We considered renting out our home but with being 14 hours away from Ft Worth that was no longer an option. I gave Tim a call and in a matter of 3 days our Housing problem was solved and we no longer had to worry about losing what we worked so hard for. Tim had taken care of everything with our home. Of course, we were a little skeptical at first but we had the freedom to call Tim any time with any questions. We also had the ability to check our monthly payments to see that they had been paid on time. All payments had been made before or on the due date.

Tim Cook provided excellent and professional service for our home and we had peace of mind when we had to PCS. I know he will help you and your Family have a peace of mind as well.

SSgt Randy Erpelding
United States Marine Corps 1995-present
__________________________________________________________
From:   Jody
Sent:   Tuesday, October 14, 2008 9:30 AM
To:   Tim
Subject:   RE: Congratulations

My wife and are very pleased with TMC properties, our interactions with Tim as well as our home!
We were given the opportunity to own a beautiful home, even with a few problems on our credit.
Having never purchased a home before, the closing was a breeze and Tim could not have been more
helpful with everything. We followed the plan outlined by the services Tim recommended for
assisting our credit rebuilding and have successfully refinanced our house. We will definitely
recommend him to anyone needing a house or needing to sell theirs. Tim, you have helped us
realize the dream of owning our own home and for that, we are truly grateful.

Sincerely,
Jody and Kim W
__________________________________________________________
November 17, 2006
To: TMC Property Solutions
Mr. Cook:
We would like to take a moment to THANK YOU and your staff for the work you have done to get us into our new home, you made the process great and talked us through it all. We knew our credit has bumps and bruises and were very nervous about applying for it due to that fact, but you guys said to give it a try and worked with us. The help is still coming, now you are helping so we can improve our credit. I couldn’t believe that from the day we saw the house to the day we could move in was less than a week. The house is beautiful and a real blessing it has been for our new family. We tell people about your company and even if they think they can’t own a beautiful home to give you guys a try; I bet they will be surprised like we were.

Sincerely,
Douglas & MaryAnn
__________________________________________________________
From:   Rachel
Sent:   Tuesday, September 19, 2006 12:45 AM
To:   TMC Property Solutions, Inc.
Subject:   Re: testimonial

Your company was a life saver in the situation we thought was hopeless. We were
transferring and we had this house we had to get rid of or else we would be stuck making
payments on two homes. Just as I thought our financial life was over, I came across a
post-it note advertisement for your company at the bank. I knew it had to be a sign.
Anyways, I called the number and I received immediate assistance. Granted, we didn’t
get to sell our house on our terms, but we did find a way to get rid of it quickly and easily
so that we could have peace of mind. Thanks for your time, promptness, and
professionalism.

Rachel and David
__________________________________________________________
Sent:   Sunday, July 16, 2006 2:02 PM
To:   yourrealestatesolution@charter.net
Subject:   Testimony

Tim,

Sorry this has taken so long.

“Plano, TX – June 2006 – Tim Cook was a blessing. Having just gone through a divorce
plus being transferred out of Texas, I was not in a position to, financially, either sell or
rent my house. With me halfway across the United States, Tim was able to sell my
house with minimal loss to me and prevented my credit from being damaged. Tim
Cook is an honest and forthright gentleman! Thanks, Tim for your assistance! John”

Also, I saw your example on your website of John and Mary; looks familiar! (ha ha) Let
me know if the testimony above is OK; it not, we can make changes. Again, thanks!

John
__________________________________________________________

March 2005 – Trying to rent a home while working over sea’s can be very difficult and frustrating. However, after being introduced to Tim Cook the task became a great deal easier. Communications between us was very easy and what problems I thought I would have were looked at by Mr. Cook as concerns and the concerns eliminated. I would recommend Mr. Cook to anyone trying to buy, sell, or rent their home or property. If he handled the issues I had from 8,000 miles away, I am sure he can handle anyones.

Ed Dunn

Marine Corps Air Station Futenma

Okinawa, Japan
__________________________________________________________

Fort Worth, TX – August 2004 – I was looking to buy a home but was not very knowledgeable on the in’s and out’s of things. Then my luck changed when I meet Tim Cook. He helped me in so many ways. He helped me to get into the house I wanted. He also showed me how to get a loan as well. Thanks Tim.

Patricia
__________________________________________________________
Tim,

I just wanted to drop you a line and let you know how pleased we are with the service you provided us.

I am retiring from the USMC soon, and can now move back home.

We would have been stuck with trying to sell/rent our house here in Fort Worth, for who knows how long. With the real-estate market being what it is today, the waiting to find tenants or buyer would not work out in our best financial interests. Not to mention getting my children enrolled in the new schools, in time to start the activities they enjoy.

Your service freed us from the financial obligation of our existing mortgage payments, which allowed us to finance and purchase a home in Florida.

I will recommend you to anyone!

Semper Fi

Bo Lancaster
GySgt USMC
__________________________________________________________

My wife and I have been very pleased with TMC properties and our interaction with Tim. Our circumstances may be like others who are trying to rebound and get their financies in order while still providing a quality place to live for our family. TMC properties not only aided us in aquiring this home but referred us to a trusted credit counseling company to improve our credit score. For that we are very grateful.

Sincerely,

Carey and Ruth Smith Family
__________________________________________________________

After deciding to move back to where we moved from, we decided to sell our home. But, we were very afraid that we wouldn’t be able to sell it. And we wouldn’t have, without the help of Tim Cooke. We talked to Tim and worked out a deal, and within 3-4 months the home sold. My loan was paid in full! We were very impressed with the way everything worked out! My loan is now paid off and I didn’t have to do any work! TMC PROPERTY SOLUTIONS, INC. did everything!

Thanks Tim,

Laurie Hellums
__________________________________________________________

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